This course provides a structured introduction to evaluating credit quality in corporate issuers. Learners examine credit risk fundamentals, the role of credit ratings, the “4 Cs” of credit analysis, and key financial ratios used to assess borrower risk and bond pricing. Through practical examples, participants learn how analysts interpret credit metrics to inform lending, investment, and risk management decisions.
Fundamentals of Credit Analysis
Gain insight into a topic and learn the fundamentals.
4.4
(26 reviews)
Beginner level
Recommended experience
4 hours to complete
Flexible schedule
Learn at your own pace
What you'll learn
Explain the concept of credit risk and how it affects pricing in bonds.
Discuss the four Cs (Capacity, Collateral, Covenants, and Character) of standard credit analysis.
Analyze statements, calculate ratios to gauge borrower risk and its impact on debt pricing.
Compare different types of bonds based on their credit ratings and explain the meaning behind those ratings.
Skills you'll gain
Details to know
Shareable certificate
Add to your LinkedIn profile
Assessments
6 assignments
Taught in English
See how employees at top companies are mastering in-demand skills
There are 2 modules in this course
In this module, you’ll learn the foundations of credit analysis, including how credit risk fits within overall investment risk and how bonds are priced. You’ll explore the four Cs of credit analysis—capacity, collateral, covenants, and character—to assess borrower quality and repayment likelihood. Through practical examples and clear frameworks, you’ll gain the skills to evaluate issuers, understand bond valuation, and make informed credit decisions.
What's included
9 videos3 readings2 assignments
In this module, you’ll learn how to assess creditworthiness by evaluating financial statements, analyzing key ratios, and interpreting credit ratings. You’ll explore how assets, liabilities, profitability, and cash flow sustainability inform credit risk. You’ll also master the use of leverage, coverage, and profitability ratios, and understand the methodologies behind credit ratings, default probabilities, and loss recovery. Through expert-led videos, practical exercises, and real-world case studies, you’ll develop the skills to conduct thorough financial and credit analysis, enabling sound lending and investment decisions.
What's included
13 videos3 readings4 assignments
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Offered by
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Status: Free TrialCorporate Finance Institute
Status: PreviewCoursera Instructor Network
Status: PreviewLondon Business School
Status: Free TrialNew York Institute of Finance
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Learner reviews
4.4
26 reviews
- 5 stars
73.07%
- 4 stars
11.53%
- 3 stars
3.84%
- 2 stars
3.84%
- 1 star
7.69%
Showing 3 of 26
OE
5
Reviewed on Oct 22, 2024
The teacher is really good, concepts are clear and easy to follow
AM
5
Reviewed on Jun 15, 2024
This course has helped me enhance my credit analysis skills which is very important part of my job.
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